I scored a 10 out of 10 on the quiz, and I disapprove of the law. At least I can claim my disapproval is based on an informed opinion.
The law has some good provisions (e.g., letting children stay on their parent's plan until age 26), and we do need healthcare reform in this nation, but the ACA is not the appropriate vehicle for change.
Here are some of my complaints about the law:
- The ACA maintains the burden on employers to subsidize healthcare for employees, without changing the tax-free nature of employers' obligation in order to equalize employer provided healthcare with that purchased on the outside market. It shouldn't matter where an individual gets healthcare; the tax impact should be the same.
- The ACA mandates a level of benefits that many employers and individuals may not want to pay for, which leads to arguments over what should be covered. Instead, we should let insurers develop their own plans and let those compete in the marketplace.
- The ACA does little to reduce the cost of healthcare in this country, nor to promote transparency in healthcare pricing by providers. I'd rather see competition among plans and published prices for medical services and products, so individuals can see which plans really provide what type of care they need.
The Supreme Court's decision on the ACA (likely to come in June) will not be the final word on healthcare reform in the U.S. We will be discussing healthcare reform for many years, whether the law in its current state is upheld or not. Let's have the debate on an informed basis.